BISP Phase 3 Details
BISP Phase 3 Details has long played a vital role in reducing poverty and uplifting low-income families in Pakistan. In 2025, the initiative continues to expand its reach with the launch of Phase 3 of the Benazir Kafaalat Programme, which is set to begin on May 26, 2025. This new phase aims to provide PKR 13,500 quarterly payments to eligible women across districts that were not included in earlier phases.
This phase focuses on reaching underserved regions and marginalized households, continuing the government’s commitment to empower women and reduce financial hardships. By providing direct financial support, the program ensures that families can better afford essential needs like food, healthcare, and education.
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What’s New in Phase 3 of the Benazir Kafaalat Programme?
Phase 3 marks a significant step forward in reaching out to more families in need. This phase will specifically include districts in Punjab, Sindh, Khyber Pakhtunkhwa, Balochistan, Gilgit-Baltistan, and Azad Jammu & Kashmir that were not part of Phases 1 and 2. Although the official list of targeted districts will be announced soon, beneficiaries in these areas should begin preparing by verifying and updating their eligibility.
The quarterly payment amount has been raised to PKR 13,500, providing substantial relief to families struggling with inflation and rising living costs. This increase reflects the government’s recognition of the growing financial pressure on low-income households and its commitment to making a real difference in their lives.
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Eligibility Criteria for BISP Phase 3
To receive support under Phase 3 of the BISP Kafaalat Programme, applicants must meet a specific set of criteria designed to ensure that the assistance reaches the most deserving individuals. These include:
- Having a poverty score of 32 or below, as recorded in the National Socio-Economic Registry (NSER)
- Holding a valid Computerized National Identity Card (CNIC) verified by NADRA
- Belonging to a household with no government employee
- No ownership of significant assets, such as land, vehicles, or registered businesses
- Must be a permanent resident of Pakistan with no record of foreign travel (except for religious pilgrimages such as Hajj or Umrah)
- Priority is given to:
- Widowed or divorced women
- Female-headed households
- Disabled individuals
To remain eligible, it is crucial that the NSER survey has been completed or updated within the last three years. Those who haven’t updated their information since before 2022 may face payment delays or disqualification.
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How to Register or Update Your NSER Survey Information
Registration is simple but must be completed with accurate information to avoid complications. Women who wish to register or update their NSER data must visit their nearest BISP Tehsil Office and follow these steps:
- Bring your valid CNIC
- Carry B-Forms of all children in the household
- Provide proof of residence (such as a utility bill or rent agreement)
- Complete or update the NSER survey, ensuring all household and financial information is correct
- Undergo biometric verification for identity confirmation
- Once the registration is verified, check your eligibility status through:
- BISP portal: 8171.bisp.gov.pk
- SMS service: Send your CNIC number to 8171
Once eligibility is confirmed, beneficiaries will receive an SMS notification with payment instructions and collection details.
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How Will Payments Be Delivered to Beneficiaries?
To make the payment process smoother and more accessible, BISP has introduced multiple channels through which the quarterly stipend can be received. Depending on your location and convenience, you may choose from the following options:
- ATMs: Use your BISP card to withdraw funds from HBL or Bank Alfalah ATMs
- Bank Counters: Present your CNIC and BISP card at designated counters to collect your cash
- Authorized Retailers: Receive payments through JazzCash, EasyPaisa, or HBL Konnect agents, after successful biometric verification
- BISP Campsites: In many rural and remote areas, special campsites will be set up. Beneficiaries can collect payments here after undergoing eligibility screening and receiving a token
Each payment method is designed to cater to different geographical and technological access levels. Those in remote regions or without access to banks can still receive payments through BISP’s established campsites and local agents.
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Tips to Ensure a Smooth Payment Process
Staying prepared and informed can help you avoid delays or issues in receiving your BISP stipend. Here are a few essential tips for all current and potential beneficiaries:
- If your NSER survey was conducted before 2022, visit your local BISP office and get it updated as soon as possible
- Always check your eligibility and payment status using the official BISP portal or SMS service
- Use only authorized payment methods and avoid sharing your CNIC or personal information with unauthorized agents
- For additional support, consider enrolling in related BISP programs like:
- Benazir Taleemi Wazaif (for children’s educational expenses)
- Nashonuma Programme (for health and nutrition support of pregnant and lactating mothers)
Following these steps ensures you remain eligible and receive your payments without any unnecessary trouble.
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Where to Get Help or More Information
If you’re unsure about your eligibility or need help with the registration process, there are several official support options available:
- Official Website: www.bisp.gov.pk
- Helpline: 0800-26477
- SMS Service: Send your CNIC number to 8171
You can also visit the nearest BISP Tehsil Office where trained staff will guide you through registration, eligibility checks, and payment procedures.
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Conclusion
The launch of Phase 3 of the Benazir Kafaalat Programme marks a major expansion in the government’s efforts to reduce poverty and support financially vulnerable women in Pakistan. With PKR 13,500 payments starting from May 26, 2025, this phase is expected to bring relief to thousands of new households across multiple provinces and regions.
Whether you’re already part of the program or hoping to register for the first time, it’s essential to follow the right steps, stay updated through official channels, and make sure your information is accurate and current. This initiative is more than just a financial aid program—it is a pathway toward stability, empowerment, and a better quality of life for millions of women and families across the country.
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FAQs
1. When does Phase 3 of the Benazir Kafaalat Programme start?
Phase 3 begins on May 26, 2025, targeting new districts not covered in earlier phases.
2. How much will each beneficiary receive in Phase 3?
Eligible women will receive PKR 13,500 per quarter as financial assistance.
3. Do I need a bank account to receive the payment?
No, a bank account is not mandatory unless you face biometric verification issues.
4. How can I check if I’m eligible for the stipend?
Send your CNIC number to 8171 via SMS or visit 8171.bisp.gov.pk to verify eligibility.
5. What documents are required for new registration?
You need a valid CNIC, children’s B-Forms, and proof of residence to register.
6. Where can I collect the BISP Phase 3 payment?
You can collect it via ATMs, bank counters, JazzCash/EasyPaisa agents, or BISP campsites.