Apni Zameen Apna Ghar
Apni Zameen Apna Ghar Owning a house is a dream for every family in Pakistan, especially for those who have spent their entire lives in rented homes. Recognizing this need, Punjab’s Chief Minister Maryam Nawaz Sharif has launched the “Apni Zameen Apna Ghar” scheme, a landmark initiative aimed at providing free 3-marla residential plots to the poorest families across the province. This project is more than just a housing scheme — it’s a life-changing opportunity for thousands of low-income households to secure a permanent and respectable shelter.
The project is being implemented under the Punjab Housing and Town Planning Agency (PHATA) and supervised by the Housing, Urban Development, and Public Health Engineering Department (HUD&PHED). The best part is that the entire application and allotment process is online, transparent, and free from political influence or bribery. You can now apply directly via the official portal: azag.punjab.gov.pk, without needing to visit any office or middleman.
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What is the Apni Zameen Apna Ghar Scheme?
The Apni Zameen Apna Ghar program is a flagship housing initiative of the Punjab Government that aims to provide free residential plots to landless and poor families. The goal is to enable low-income individuals to own land for the first time and construct their own homes, thus eliminating homelessness and promoting stability for future generations.
In the first phase of this scheme, 1,892 plots are being allotted across 19 districts of Punjab. These plots are part of officially developed residential schemes, with proper planning and infrastructure, to ensure that families can begin construction soon after allotment.
Unlike previous government programs, this scheme emphasizes merit, transparency, and a digital-first approach, making it one of the most trustworthy housing projects for the underprivileged in Punjab.
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Who Is Eligible to Apply?
To ensure that the plots go to deserving people only, the Punjab Government has defined strict eligibility rules. Applicants must fulfill all conditions listed below, as their details will be verified through NADRA, land records, and other government databases.
- The applicant must be a permanent resident of Punjab as per CNIC.
- The applicant or their spouse/children must not own any land or house anywhere in Pakistan.
- You can only apply in the district mentioned on your CNIC.
- You must not be a defaulter of any financial institution or government loan.
- No criminal convictions or FIRs should be registered against you.
- All documents submitted must be genuine and accurate.
- You must not have benefited from other government housing schemes previously.
This strict screening ensures that the benefit reaches those who have truly lived in poverty and have never owned property before.
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Districts and Plot Distribution Under Phase 1
In Phase 1 of this scheme, a total of 1,892 plots are being offered in 19 districts of Punjab. The plots are part of approved schemes, ensuring that all facilities like roads, drainage, and water supply are planned.
Below is the district-wise allocation of plots:
| District | No. of Plots | Scheme Name / Location |
|---|---|---|
| Jhelum | 730 | ADS-IV & ADS-I |
| Kasur | 388 | ADS Pattoki |
| Faisalabad | 257 | ADS Mamukanjan |
| Lodhran | 218 | ADS Lodhran |
| Okara | 130 | ADS Renala Khurd II & ADS Okara |
| Layyah | 55 | 3-Marla Scheme Extension |
| Bhakkar | 52 | ADS-II |
| Sahiwal | 33 | – |
| Sargodha | 25 | Sillan Wali |
| Khushab | 24 | Jauharabad |
| Bahawalnagar | 20 | ADS Bahawalnagar |
| Mandi Bahauddin | 17 | – |
| Rajanpur | 15 | – |
| Attock | 11 | – |
| Gujrat | 8 | – |
| Bahawalpur | 7 | – |
| Vehari | 4 | – |
| Jhang | 4 | – |
| Chiniot | 2 | – |
This allocation ensures balanced distribution across South, Central, and Northern Punjab districts.
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How to Apply Online via azag.punjab.gov.pk
The Punjab Government has made the application process fully online and user-friendly. Applicants no longer need to visit offices or pay middlemen. Just follow the steps below to apply:
- Visit the official website: https://azag.punjab.gov.pk
- Click on the “Apply Now” button to begin registration.
- Create an account using your CNIC and mobile number.
- Fill out the application form with:
- Personal details
- Family information
- Income status
- Housing situation
- Upload required documents in digital format (PDF or image)
- Double-check all information and submit the form.
- After submission, you can track your application status through your dashboard.
There is no fee required at any stage, and the process is designed to take less than 30 minutes for most applicants.
Required Documents for Online Application
Before starting your application, you must gather and scan the following documents. Submitting incomplete or incorrect documents may result in rejection.
- Applicant’s CNIC (Front and Back)
- Spouse CNIC
- Family Registration Certificate (FRC) from NADRA
- Rent Agreement or utility bill of current residence
- Income certificate or salary slip
- Bank statement (last 6 months)
- Affidavit confirming that you own no land or property
- Disability certificate (if applicable)
- Marriage certificate (for married applicants)
All documents must be clear, up-to-date, and authentic. Forged or outdated documents will lead to immediate disqualification.
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Plot Allotment and Selection Process
After the application deadline, all submitted forms go through a strict verification process. NADRA, the Land Record Management Information System (LRMIS), and other authorities cross-check each applicant’s data. Only eligible candidates are shortlisted for the final computerized draw.
- Confirmation of landless status
- Complete and verified documents
- District quota and available plots
- Honest declaration of family income
Successful applicants will be informed through the portal and SMS. The final list of selected beneficiaries will also be uploaded online for public viewing.
Rules After Plot Allotment
After receiving the plot, beneficiaries must follow strict rules set by the government:
- Construction must begin within 6 months of plot allotment
- The house must be completed within 2 years
- You cannot sell, gift, rent, or transfer the plot for 5 years
- The plot must be used only for residential purposes
- Government officials will monitor progress periodically
Violating these rules may result in cancellation of allotment and reversion of land back to the government.
Help and Support for Applicants
If you need help during the application process or face any issues, you can reach out to the support services provided by the Punjab Government.
- Toll-Free Helpline: 0800-09100
- PHATA Offices in your district
- FAQs and Support Section on azag.punjab.gov.pk
Avoid dealing with unauthorized agents or fake websites. Always use the official portal for applying and checking status.
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Final Thoughts
The Apni Zameen Apna Ghar Scheme is a significant step toward eradicating poverty and providing low-income families with security, dignity, and a foundation to build their future. For the first time, the Punjab Government is offering free land ownership through a fair and fully digital process, making the dream of owning a home a reality for many.
If you are eligible, don’t delay. Visit azag.punjab.gov.pk today, complete your application, and take the first step toward a better and more secure life.